We understand that as a student at the University of Portsmouth you'll want to make the most of the many great activities the city can offer.

We also know that you have lots of costs like accommodation, housekeeping and bills that have to be paid.

To help you to make the most of your money we've put together some useful hints and tips and a budget planner.

University students can also benefit from special higher education bank accounts.

Council Tax

If you are a full time student, living in a property with only other full time students you should not pay Council Tax.

If however you are a full time student living in a property with either one or more part time students or non-students, Council Tax will be charged but you may be eligible for a 25% discount if students make up more than half your property.

TV Licence

If you are using a TV or another device to receive or record TV programmes you are required by law to have a TV licence.

If you live in a shared house but each have TVs in your own room with a locked door you are each required by law to purchase individual licences.

If there is only a TV in one shared communal area (e.g. the living room) only one licence is required. Landlords are unlikely to cover this cost in your rent.

Health

As a full time student you may eligible for free prescriptions. The HC1 form can be used to claim help with NHS Prescriptions; NHS Dental Treatment; NHS wigs and fabric supports; sight tests, glasses and contact lenses; and travel to hospital for NHS treatment.

If you need any help with your finances, whether it's assistance with your student support application or helping you to get a grip of your finances, you can come along and see a Money Doctor or attend one of the free mini workshops.